Geriatric Medicine | Family Medicine
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Specialities:
Geriatric Medicine | Family MedicineMy philosophy is to treat the patient, not just the disease. For instance, many five-year-olds are involved in imaginary play. I took it a step further by creating an office-based clinic where medical services were provided to "Malibu Barbie" and "Mr. Snuggles." Over the years, the fascination grew, and my exposure to medicine instilled the desire to pursue a career in primary care.
Although I now see diverse health-related needs, my interests are in geriatric conditions and women’s health. I try to provide specialized care to align with the physiologic aging process and provide emotional support to patients and caregivers. I am trained to assess fall risks, perform standard cognitive evaluations, and address polypharmacy. I also manage your bread-and-butter conditions such as hypertension, diabetes, asthma, and thyroid disease.
In 2014, I earned my medical degree from Aureus University School of Medicine in Aruba and later completed my family medicine residency at St. Luke’s University Health Network. The pursuit for knowledge continued as I ventured down to Philadelphia, where I did a fellowship in geriatrics at Temple University Hospital/Crozer-Chester Health. I returned back to St. Luke’s, where I now do outpatient medicine.
Outside of medicine, I enjoy traveling, kayaking, spending quality time with my family and indulging in the local cuisines.
school Education
Medical School
- Aureus University School of Medicine, 2014
Medical School
- Xavier University School of Medicine, Aruba, 2009
Residency
- St. Luke's Hospital and Health Network, 2017 - 2020
Fellowship
- Temple University Hospital, 2020 - 2021
Board Certifications
- Geriatric Medicine
- Family Medicine
star Reviews
The Patient Satisfaction Rating is an average of all responses to the care provider related questions from our nationally recognized Press Ganey Patient Satisfaction Survey. Patients that are treated in outpatient or hospital environments may receive different surveys, and the volume of responses will vary by question.
Responses are measured on a scale of 1 to 5 with 5 being the best score.
The comments are submitted by patients and reflect their views and opinions. The comments are not endorsed by and do not necessarily reflect the views of St. Luke's University Health Network.
“I recently had a high blood pressure scare. I contacted the office in the morning. Initially I was told there were no appointments and I was transferred to the nurse Deborah..She assessed my condition and told me I would probably need to go to the emergency department. I was very upset hearing this news. Deborah said she would speak to my clinician and get back to me.However, I was called back later and got an appointment the same day so I did not have to go to the hospital. I want to thank Karen for making that happen for me and I also want to thank all of the office staff from the front office to the doctor for taking my concerns seriously and treating me so professionally”
June 29, 2025
“The office staff is very professional and Dr. Germinal is absolutely the best!!”
June 28, 2025
“My husband and his whole family goes to this practice. Before I transferred here, I was going to another practice I became very unhappy with as the other practice didn't take my hypoglycemia seriously enough and while in that practice I had multiple fainting spells accompanied by hypoglycemic seizures. I decided to change to William Penn Family and once I did, they were helpful with referring me to specialists for the hypoglycemia as well as a various of other concerns the office had for me and my health. One of those concerns and medical problems I am and have suffered from is fevers of unknown origin. It's been about a year since transferring to this practice and I still don't have answers to why and where these fevers are coming frombut not without trying. This practice has been extremely helpful with trying to figure it out, however, as I fill this form out, I have yet another visit today due to a fever. Only thing I wish for from this practice at this time is to figure out why these fevers have plagued my life. I have become so miserable not knowing why I am so ill all the time. It's effected my mental health drastically.”
June 18, 2025
“I am very satisfied with this doctor -- she is thorough and professional, always listens and discusses. My visits are always very worthwhile. I fell lucky to have her as my family doctor.”
June 17, 2025
“The experience that I had was absolutely amazing! with Gardia D Germinal, MD It exceeded my expectations and I am so happy and relieved that I finally found a doctor that understands my needs.”
June 10, 2025
“Dr. Germinal is completely focused on me (Name) her patient during my appointment(s). She is a true professional with genuine concern for optimal patient care and focus on addressing any health concerns m, making certain all is well with her unique light hearted nature and immense knowledge.”
June 9, 2025
“Dr. Germinal is an excellent provider - knowledgeable, a good listener, a good explainer, and caring. I have recommended her to others, including to a physician looking for a new primary care doctor.”
June 9, 2025
“I never have a bad experience with this office!”
June 9, 2025
“Excellent bedside manners...”
June 9, 2025
“Dr Germinal was very thorough, caring and kind. I would recommend her to my friends.”
June 7, 2025
“Dr. Germinal is an exemplary doctor. I trust her implicitly.”
June 7, 2025
“Dr. Germinal is the very best”
June 7, 2025
“Dr. Germinal is an asset to the Family Practice and has an exceptional bedside manner. I feel totally comfortable with her and always know that I am "in good hands@.”
June 7, 2025
“Excellent care”
June 2, 2025
“Excellent doctor. Never rush.”
May 18, 2025
“Dr G is the most amazing Dr & explains thoroughly every aspect of my health ! She had a Medical Resident with her that day also ! Great interaction & listen intently! We are very fortunate to have this great Dr & also the staff in that office !”
May 18, 2025
“Dr. GERMINAL is by far the one of the best physicians I've ever had the pleasure of working with. She is passionate and very informed of her patients overall wellbeing. Dr. CHIT, 1 encounter and I must say in Dr. Gs, absence id trust her fully with my care.”
May 15, 2025
“Dr Germinal is a knowledgeable and experienced physician. Understands my health care issues and identifies appropriate treatment options. She is great!”
May 15, 2025
“I like this doctor a lot I thought she was very good in the way she spoke to me. I would like her to be my doctor from now on. Thank you(Name)”
May 10, 2025
“I had a good visit, felt always in great hands my doctor knew my history, and we had a conversation about my medication and how that could have effects on my current health concerns, my doctor spoke clear , understandably and gave me a lot of great info and help, made me feel comfortable about what is going on, we agreed on tests and X-rays and where and when and set up follow up, visits and commitment, I would recommend my doctor always, Don't let her go anywhere unless it's upward and I get to have this doctor continue to treat me. Thanks again Doctor”
May 4, 2025
“Excellent”
April 30, 2025
“Very good office and workers”
April 28, 2025
“She took the time to understand my concern, and I wasn't rushed”
April 28, 2025
“A good overall experience.”
April 27, 2025
“This was the first time that I saw this doctor she and she was amazing! Although she is not my regular provider, I would go see her anytime I was unable to get in with my regular provider”
April 24, 2025
“I have been going to Dr. Germinal For quite a few years. She is very professional welcoming, caring at a fabulous listener. I have two friends who also are patients at this practice. We love, Willam Penn Family Practice.”
April 19, 2025
“Really appreciate Dr. Germinal. She's smart, compassionate, knowledgeable, professional.”
April 14, 2025
“Dr. G. GERMINAL is the BEST”
April 11, 2025
“Dr Germinal is by far one of the best doctors I know”
April 10, 2025
“Dr Germinal was wonderful Her bedside manner was exceptional”
April 8, 2025
“Thankful for help to be better. Show kindness, helpful, & concerned abour my care.”
April 5, 2025
“Dr. Germinal is a very consciousness Doctor and always listens intently with a desire to help me no matter the seriousness of my visit.”
April 3, 2025
“I am 85 and this is the best Dr. I ever had. I am not afraid to talk to her. She is fun, gentle and understanding.”
April 2, 2025
“Excellent Health Care! Very knowledgeable, courteous, and professional.”
March 30, 2025
“Dr Germinal is extremely professional, she listens to all of my concerns and addresses them completely. I always leave knowing that I'm in good hands.”
March 27, 2025
“Dr. Germinal is a excellent doctor. She always listens to my health concerns and works with me”
March 25, 2025
“Dr. Germinal takes pride in listening to me and understanding my concerns. She is a great resource to bounce ideas off of and get guidance on medical concerns.”
March 25, 2025
“My son is still in high school. Dr Germinal makes him feel comfortable enough to ask me to leave the room so that he can speak to her privately. I feel comfortable doing so knowing she will call me in as necessary. She is amazing and I'm so glad she is our family Dr.”
March 24, 2025
“I had my first visit Dr. Germinal I found her to very professional. I like that she took time to talk you. She told me about herself, was familiar with my chart. Told me what to expect on my next visit.”
March 23, 2025
“Very pleasant visit from beginning to end.”
March 23, 2025
“Doctor seems to be very interested in my we'll being”
March 9, 2025
“This appointment was to establish care with a new physician and serve as an annual exam. My previous PCP is no longer seeing patients. I was very happy with Dr. Germinal. She ordered labs and a scan but I have not yet had the testing done.”
March 6, 2025
“She knew my needs...”
March 5, 2025
“Great experience for the first time. Everyone was courteous and professional. Dr. Guardian took time with me, answer my questions and concerns and scheduled another appointment. She was very thorough and kind and understanding”
February 24, 2025
“This was my first time at William Penn and I was very pleased with everything! Great service”
February 10, 2025
“I found Dr Germinal to be well informed about my condition and very helpful with my questions. She was pleasant and reassuring. She didn't seem in a rush to be finished. I liked her manor.”
February 3, 2025
“I did ask for advice about my health issue & got good feedback”
February 2, 2025
“Dr. Gardia Germinal and her assistant were very courteous and helpful.”
January 26, 2025
“Dr Germinal is an exceptional provider -- very thorough, listens carefully, never dismissive. I feel very lucky to have her as my doctor.”
January 26, 2025
“This doctor Gardia D Germinal, MD is excellent. I am so happy I found her to look after my medical needs. I had my yearly physical and she went above and beyond to spend time with me addressing all my medical concerns physically and mentally. She has a smooth way of explaining things that put you at ease and is a great listener. Thank you.”
January 25, 2025
“Dr. G is very attentive and informative. I've rarely gone to a doctors office in my adult life and out of all the doctors I've had, my doctor is the best”
January 24, 2025
“Dr. Germinal is the most thorough provider we've seen. She is patient, knowledgeable and a great listener. She makes you feel like you're her only patient and doesn't rush you.”
January 24, 2025
“I am very happy with Dr Gardia.”
January 20, 2025
“Dr.Germinal is a very nice, caring Dr. The office staff is also so very nice.”
January 11, 2025
“Professional care.”
January 10, 2025
“I have always had a great experience with this doctor Gardia D Germinal, MD and office. Everyone is very kind and helpful. I had always had a good experience when having to call for an appointment or questions about medication or concerns. I highly recommend this office”
January 3, 2025
“Dr Germinal is very knowledgeable and caring”
December 31, 2024
“I love my doctor I hope I don't ever have to get a different one, she is so sweet and understanding!!”
December 27, 2024
“This was my first visit to this practice. I had a very good experience and I'm looking forward to Dr Germinal continuing my care.”
December 26, 2024
“Gardia D Germinal, MD is an Excellent doctor and excellent service”
December 20, 2024
“The. Attendant was very continual The doctor Gardia D Germinal, MD was also very helpful.. She is very caring.”
December 20, 2024
“Always I have good experiences with Gardia D Germinal, MD”
December 16, 2024
“I saw Dr. Germinal a few months ago for the first time as I was unhappy with my previous St. Luke's doctor and office staff. So far, I can tell they know more about wading through Medi-Care than my previous doctor and office staff. Dr. Germinal is easy to talk to and treats me and my concerns with respect.”
December 14, 2024
“Dr Germinal has been an excellent doctor for both me and my wife. She always gives us all the time we need, is very attentive to what we say, and is always pleasant and very professional. St Lukes should be proud to have Dr Germinal”
December 13, 2024
“Excellent experience with Dr. Germinal. All of my concerns were addressed.”
December 4, 2024
“Dr Germinal is one of the best physicians I have ever met. She is thoughtful, professional and caring. On a scale of 0 (worst) to 10 (best), she rates an 11 or 12. I feel very fortunate that she is my primary care doctor.”
November 25, 2024
“Really appreciated the doctor Gardia D Germinal, MD. Very knowledgeable and personable”
November 23, 2024
“I really love Dr. G as I affectionately call her. William Penn and the Drs, as well as the Staff are the reason I still stay with St. Luke's.”
November 10, 2024
“Gardia D Germinal, MD was Efficient & friendly all around”
November 4, 2024
“I now better understand how to use the blood pressure monitor unit.”
October 27, 2024
“Dr. Germinal took as much time as I needed to exam me and answer all my questions. She is very kind, patient, and never rushed me. She is an asset to St. Luke's Physician Group. I would recommend her services to anyone needed a new physician.”
October 22, 2024
“I have been going the this office to see Gardia D Germinal, MD for 8 years and I have always thought highly of the team of nothing but PROFESSIONALS! Keep up the good work.”
October 19, 2024
“I had a very good appointment with Gardia D Germinal, MD, and was able to get medication for my cough.”
October 15, 2024
“Always a wonderful experience Dr Gardia D Germinal,. is a wonderful doctor I'm blessed to have her as my doctor sincerely (name)”
October 14, 2024
“Dr. Germinal is a fabulous doctor-smart, compassionate, personable. She listens with deep attention and answers all questions clearly, with expertise and wisdom.”
October 10, 2024
“My experience with Dr Germinal and the office staff is great.I am seen on time and she listens to my concerns.I would recommend Dr Germinal and her staff to anyone.She is very professional and great personality.”
September 28, 2024
“Excellent visit with Dr.Germinal as always!”
September 27, 2024
“Exceptional people at the office of Gardia D Germinal, MD”
September 20, 2024
5.0 RATING
“I'm always treated with care and concern by all staff at this practice. Dr Germinal makes me feel heard and well taken care of. I leave with great confidence that I'm in the best hands possible.”
June 30, 2025