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St. Luke’s University Health Network is committed to providing quality health care at a reasonable price. For those patients who do not have effective health insurance coverage we offer the following discounts and payment options. We encourage you to meet with one of our financial counselors.

Financial Assistance Program for Uninsured Patients

St. Luke’s provides medically necessary services to patients regardless of their ability to pay. As part of the financial assistance program, our financial counselors will assess each patient for eligibility for coverage through Medical Assistance, CHIP, PA Fair Care and other programs. Failure to cooperate with the process will disqualify a patient from the Financial Assistance Program.

Patients not eligible for any government programs who express an inability to pay will be evaluated for St. Luke’s financial assistance program. Income, assets and family size will be used to assess eligibility.


Please contact our Patient Advocacy department to speak with a financial counselor: 484-526-8000.

Patients with income up to 300 percent of the Federal Poverty Guidelines may receive 100 percent assistance with medical bills after minimum copays for specific services are met.

In addition, individual cases will be reviewed for medical indigence, hardship situations.

New Jersey

Federal Policy Guidelines

Payment Assistant Fact Sheet (English and Spanish)

If you need medical care and are uninsured, please contact our Financial Counselor for assistance at St. Luke's Warren, 484-526-8000

If you have received bills and think you may qualify for a program or financial assistance, please contact our Business Office at 484-526-3150 or toll-free at 800-218-7359, option 2.

Discount Program

For uninsured patients whose income is above our Financial Assistance guidelines, we provide an automatic discount on all hospital services not covered by another program.

Payment Options

We offer the following payment options to aid you in meeting your financial obligation:
  • Payment in Full: We accept cash, personal check, debit card, money orders, MasterCard, Visa, American Express and Discover.
  • Payment Plan: Prior to your scheduled appointment, a member of our staff will discuss your specific payment options.

Once you have received a statement and need assistance, please call to discuss payment arrangements: