Medicare and Medicaid Policies
St. Luke's University Health Network will bill Medicare for inpatient and outpatient services. If additional insurance information is provided at the time of service, your secondary insurance(s) will also be billed for any remaining balance after Medicare has paid.
Medicare Deductible and Coinsurance Amounts
Part A: Helps cover inpatient care (includes critical access hospitals and inpatient rehabilitation facilities)
- Hospice care services
- Home health care services
- Inpatient stays in a skilled nursing facility (not custodial or long term care)
For each benefit period, you pay:
- $1,100 deductible and no coinsurance for days 1 through 60 of a hospital stay
- $275 per day for days 61-90 of a hospital stay
- $550 per day for days 91-150 of a hospital stay (Lifetime Reserve Days)
- All costs for each day beyond 150 days
Skilled Nursing Facility stay you pay:
- $0 for the first 20 days in the benefit period
- $137.50 per day for days 21 through 100 each benefit period
- All costs for each day beyond 100 days
Part B: (Medical Insurance) Part B helps cover medically necessary services like doctors, outpatient care, and other medical services.
For each benefit period you pay:
- The first $135 yearly deductible
- A co-insurance or co-payment amount that varies by service for each individual outpatient hospital service.
Additional information regarding Medicare can be found on the Medicare Frequently Asked Questions page.
Information about ACCESS (Insurance through the Department of Public Assistance)
You may be a candidate for health insurance coverage through the State of Pennsylvania. For those patients who have unpaid bills for services, we direct you to contact the Department of Public Assistance for an appointment.
Patients who are ineligible for ACCESS
If you do not qualify for Access, you may qualify for our Patient Financial Assistance program. This program was designed to assist patients who do not qualify for Access, but who would find it very difficult to pay their hospital expenses out of their own pocket. These patients benefit from the program because there is a possibility that their bill may be reduced to a more affordable level.
CHIP: Pennsylvania's Children's Health Insurance Program
If you are a working family, but do not have health insurance for your children, you may be able to enroll for free or low cost health care coverage. CHIP is administered by the Pennsylvania Insurance Department. This program can cover children up until their 19th birthday. Please call 1-800-986-5437 to find out if you qualify for this benefit.